661-267-2400
42442 10th Street West Suite B Lancaster, CA 93534
info@prudentialwholesalelending.com

What are you looking for?

LOANS

Whether it’s financing or locating a home, Prudential Wholesale Lending offers loans and listings. We have a number of homes and loans available, many of which we try to tailor match to your needs.

Get Pre Approval Letter

In contrast the process of pre-approval is the submission of a mortgage application and giving you with your Social Security number so that the lender can conduct a hard credit test. The hard credit test occurs when you make an application for a mortgage.

REAL ESTATE

Visit us in Lancaster, California, and let one of our real estate agents show you the home listings we have available. We are conveniently located in the City of Lancaster and we cover all of the surrounding areas.

Home Mortgage Loans in Lancaster CA

Mortgage loans for Home Mortgage Loans in Lancaster CA, are available from numerous lenders, such as banks and credit unions, and online lenders. With all the competition between these lenders, it can be difficult to determine the most suitable terms and rates to suit your needs. Finding the best lender for your requirements is crucial to ensure that you will get the most favorable possible rate and repayment terms that are appropriate to your financial needs now and in the near future. A lot of people are today looking to refinance their home loans to get the benefit of low-interest rates. However, before you choose this option, you must take a look at all conditions and terms to be sure you’re getting the best deal you can get.

Blog

Testimonials

Download the free Prudential Wholesale Lending home buyer's guide today.

FREQUENTLY ASKED QUESTIONS

Should I get pre-qualified for a loan before starting my home search?

Yes! Pre-qualification helps you know how much home you can afford, so you can feel confident when you are shopping for a new home. Most sellers also request a pre-qualification letter with the offer to purchase a home.  Prequalification gives you the peace of mind to know that every house we send you, is a house you can afford.   If you need help getting pre-qualified, please contact us.

How much do I need for a downpayment?

There are many programs from as low as 0% down all the way to 100% cash.  We have many programs here at Prudential Wholesale Lending and will make sure to help you get into the right house at the right price.  Please contact us to find out more.

How much do I need to pay for a real estate agent?

This depends on whether you are selling a home or buying a home. Sellers typically pay real estate commissions for both the listing agent and the selling (buyer’s) agent as a percentage of the sales price. This commission percentage is negotiable between the sellers and their listing agent. The listing agent gives a portion of that commission amount to the selling (buyer’s) agent. Buyers typically do not pay a commission to their real estate agent.

Should I sell my current home before I buy a new one?

There are many ways to handle this, and it’s really your decision. You can certainly sell your home before purchasing a new one, if you have another place to live between the sale of your home and the purchase of your next one. However, we can also list your home with a contingency on your purchase of a new home so that the sale of your home cannot be finalized until you have purchased a new property. Nomatter how you want to proceed we will help you from the first conversation with us to the time you have your new keys we will be with you the entire way and help you get the best deal, at the best price with the least amount of stress.